You have made some sound financial decisions and have been busy storing away your hard-earned cash into a sizeable retirement fund.
The COVID-19 has caused a blast in online banking, and financial industries are offering great deals and a vast range of online support options for online saving and investment accounts.
Saving for a comfortable retirement is the biggest reason people save and invest money. Finding the right earning and saving strategy is critical for a healthy retirement fund that continues to grow up until your first day of retirement.
But since the markets and financial sectors seem to be evolving every day, can you find the top bank with the best interest rates? Or the balance between risk and opportunity? Luckily, the technology involved in banking, investments, stocks, and shares has come a long way since Wall Street opened its doors.
There are tons of banking, investment, and stock management solutions out there to choose from. Below are some of the best money management firms available to everyday savers and retirees looking a little (or large!) boost their savings.
1- CIT Bank
If you’re after a more traditional saving route without hassle CIT Bank offers some of the best retirement savings rates around! The best part is that your account is managed all online. CIT customers are given access to a free e-checking account where you can pay bills, people, and more through the comfort of your mobile phone or internet device.
CIT is a good option for shorter-term savings. Customers earn 0.75% APY on accounts that sign up to the 13-month CD.
However, if you have some longer-term goals in mind, they offer a saving solution that offers customers 95% APY.
- Daily compounding interest
- Accounts can be funded by mail-in check or wire
- 0.50% APY 1-Year Term CD
2- Rocket Dollar
If you wish to make your retirement funds work a bit harder, Rocket Dollar may be worth considering. Rocket Dollar is an investment firm that works exclusively with retirement funds.
Rocket Dollar investments are self-directed, meaning you have complete control over your investments, and the service guides you every step of the way, from opening for first Self-Directed IRA or Solo 401(k). Rollover specialists help you with funding, transferring, and directly contributing from your account, and you can track your investments directly from your dashboard.
They will help you build a successful and safe investment portfolio with your retirement savings and reap extra cash to enjoy your sunset years.
- Option to roll over existing 401(k) or IRA to RocketDollar account
- No minimum opening deposit
- Easy Investment tracker tools
Already got some funds in a 401(k) or an IRA? Blooom is an excellent tool for keeping track of your savings and investments from one handy app. When you Log in and set up a Blooom account, you can track all things related to your money, and it gives you unlimited access to a financial advisor.
Blooom also gives you a straightforward comparison analysis.
If you have investments in multiple places and are tired of tracking numerous accounts, then Blooom may be the way to go.
- Unlimited Access to a financial advisor
- Cut hidden investment fees by up to 66%
- Can IRA, 401(k), 401(a), 401(b), 457 and TSP all in one place
4- AXOS Bank
AXOS Bank runs a Golden Checking service that is exclusively for customers aged 55 and over.
The account has many benefits for seniors that include no fees, higher than average interest rates, and an easy No-Hassle Switch Kit that helps you switch from your current account quickly and simply.
AXOS account also comes with all kinds of security measures that keep your savings safe. As well as the standard anti-virus and malware protection services, the account features an SSL encryption, which in “Laymen’s terms” means that your account has an extra blanket of security that keeps fraudsters out.
- 0.20% APY on all balances
- Free personal checks
- Up to $8 domestic ATM fee reimbursements per month
MorningStar is an investment firm that caters to retirees and their precious retirement funds. They keep a weather eye on stocks and shares and use their expert knowledge to help you make sound investments and watch your savings grow.
Premium members undoubtedly see the most benefit. Members have first-rate Access to new investment opportunities, top investment picks, and tools that analyze your investments and manage your assets.
What’s more, you can try all these features free for 14 days. Up your investment know-how and invest with greater confidence with a MorningStar Premium account.
- 14-day free trial
- Premium Access to a mutual fund, stock and ETF picks
- Diversified portfolio for easy tracking
Do you need to understand tons of complicated graphs and spreadsheets to be an adequate investor? Think again! MarketXLS is super simple and easy to use. You can track your investments and stocks with an easy to understand excel spreadsheet that lays out all the relevant information quickly and simply.
What’s more, MarketXLS investors are on hand to help you. You can get instant live quotes, optimize your portfolio and screen returns, dividends, and fundamentals to better evaluate which investments make you the most money.
MarketXLS import all data straight into excel spreadsheets, cutting downtime on manual searches. The coverage is global, MarketXLS gives the customer the option to work with other data partners overseas if you wish to take your investments abroad.
- Automated or manual technical analysis spreadsheets
- Stream Live Stock Data on Demand
- Global coverage options
Visit MarketXLS Today. Click Here
Whether your retirement fund is large or modest, there are opportunities in the stock market that you will probably want to take advantage of if you’re looking to make a little extra cash on your retirement savings above usual interest rates.
If you’re willing to put in a little time and research, Public may be an option that helps your retirement savings that really pay off.
Public is a brand-new site that is interactive and easy to use. The site features an easy and straightforward Stock Dictionary where you can browse firms and find out more about them before you invest.
Public also provides insider stock market ratings and allows you to follow other investors and track their progress if you prefer to observe before taking the plunge yourself. Give it a try! You can invest amounts as small as you wish, and the app is easy to download via the app store.
- Commission-free stock investments
- Can own slices of stock from a little as $5
- Easy Portfolio management from your phone
Visit Public Today. Click Here
10- CoinMine One
If you are a tech-savvy and looking for a more hands-on investment service, CoinMine can help you use your retirement funds to build your own Bitcoin Mining Rig right from your home desktop!
Investment in Bitcoin has increased over the years, becoming an increasingly popular option for investors and retirees alike.
is primarily a retailer that sells the CoinMine One, the world’s first all-in-one crypto mining device that anyone can use regardless of level of experience. CoinMine One allows users to mine cryptocurrency that is then sold and shared. Bitcoin is then earned on transactions depending on the underlying currencies’ price – very similar to the traditional financial market.
CoinMine One customer support only covers the device’s use, and you may want to read up a little on crypto-currency before investing.
- Connect anywhere with Wi-Fi
- Earn up to 6.5% APR on crypto in your wallet
- 6-month guarantee